Insurance Licensing InsNV_Health02 test insides dumps : NV Accident and Health

Insurance Licensing InsNV_Health02 test insides dumps
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 11, 2026
  • Q & A: 132 Questions and Answers
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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Government Health Insurance Programs- Medicare
  • 1. Medicare supplement insurance
    • 2. Medicare parts and eligibility
      - Medicaid and Other Programs
      • 1. Medicaid eligibility and coverage
        Producer Duties and Ethics- Sales Practices
        • 1. Advertising and marketing rules
          • 2. Unfair trade practices
            - Ethical Responsibilities
            • 1. Consumer protection requirements
              • 2. Fiduciary responsibilities
                Health Insurance Policy Provisions- Mandatory and Optional Provisions
                • 1. Renewability provisions
                  • 2. Policy requirements and clauses
                    - Claims and Benefits
                    • 1. Benefit determination and payment
                      • 2. Claim procedures
                        Accident and Health Insurance Fundamentals- Disability Income Insurance
                        • 1. Disability definitions and benefits
                          • 2. Elimination periods and benefit periods
                            - Medical Expense Insurance
                            • 1. Hospital, surgical, and physician expense coverage
                              • 2. Major medical plans
                                - Types of Health Insurance Policies
                                • 1. Individual health insurance
                                  • 2. Group health insurance
                                    • 3. Managed care plans
                                      General Insurance Regulation- Nevada Insurance Department and Regulatory Authority
                                      • 1. Commissioner of Insurance powers and duties
                                        • 2. Insurance laws, rules, and regulations
                                          - Licensing Requirements and Responsibilities
                                          • 1. Continuing education and license maintenance
                                            • 2. Producer licensing requirements
                                              Insurance Basics- Risk Management and Insurance Concepts
                                              • 1. Types of risk and methods of handling risk
                                                • 2. Insurance principles and contract characteristics
                                                  - Insurance Contracts
                                                  • 1. Contract elements
                                                    • 2. Policy provisions, riders, and exclusions

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      1. Under the Affordable Care Act (ACA), for a woman 40 years or older, mammograms are:

                                                      A) covered under only health plans that offer mammogram coverage
                                                      B) not covered if a family member has been formally diagnosed with breast cancer
                                                      C) covered under preventative services annually at no cost
                                                      D) not covered under the rules of ACA because mammograms are not considered preventative health care


                                                      2. Group coverage for a handicapped dependent child may be continued if the primary insured submits the required proof to the insurance company within what MAXIMUM period of time after the child reaches the limiting age?

                                                      A) 31 days
                                                      B) 45 days
                                                      C) 30 days
                                                      D) 15 days


                                                      3. Which person is the measuring life whose survival determines the timing and duration of annuity payments?

                                                      A) Producer
                                                      B) Policyowner
                                                      C) Beneficiary
                                                      D) Annuitant


                                                      4. Which of the following statements is CORRECT about Business Overhead Expense insurance?

                                                      A) It reimburses the policyowner for loss of income.
                                                      B) It covers eligible expenses for staff, rent, and utilities.
                                                      C) It can be obtained only by corporations.
                                                      D) It covers eligible expenses for staff only.


                                                      5. An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:

                                                      A) National Association of Insurance and Financial Advisors
                                                      B) Nevada Insurance Commissioner
                                                      C) Nevada Attorney General ' s office
                                                      D) National Association of Health Underwriters


                                                      Solutions:

                                                      Question # 1
                                                      Answer: C
                                                      Question # 2
                                                      Answer: A
                                                      Question # 3
                                                      Answer: D
                                                      Question # 4
                                                      Answer: B
                                                      Question # 5
                                                      Answer: B

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