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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Government Health Insurance Programs | - Medicare
|
| Producer Duties and Ethics | - Sales Practices
|
| Health Insurance Policy Provisions | - Mandatory and Optional Provisions
|
| Accident and Health Insurance Fundamentals | - Disability Income Insurance
|
| General Insurance Regulation | - Nevada Insurance Department and Regulatory Authority
|
| Insurance Basics | - Risk Management and Insurance Concepts
|
Insurance Licensing NV Accident and Health Sample Questions:
1. Under the Affordable Care Act (ACA), for a woman 40 years or older, mammograms are:
A) covered under only health plans that offer mammogram coverage
B) not covered if a family member has been formally diagnosed with breast cancer
C) covered under preventative services annually at no cost
D) not covered under the rules of ACA because mammograms are not considered preventative health care
2. Group coverage for a handicapped dependent child may be continued if the primary insured submits the required proof to the insurance company within what MAXIMUM period of time after the child reaches the limiting age?
A) 31 days
B) 45 days
C) 30 days
D) 15 days
3. Which person is the measuring life whose survival determines the timing and duration of annuity payments?
A) Producer
B) Policyowner
C) Beneficiary
D) Annuitant
4. Which of the following statements is CORRECT about Business Overhead Expense insurance?
A) It reimburses the policyowner for loss of income.
B) It covers eligible expenses for staff, rent, and utilities.
C) It can be obtained only by corporations.
D) It covers eligible expenses for staff only.
5. An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:
A) National Association of Insurance and Financial Advisors
B) Nevada Insurance Commissioner
C) Nevada Attorney General ' s office
D) National Association of Health Underwriters
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: B | Question # 5 Answer: B |
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